Cherish Home insurance

  • £2 million blanket sum insured for buildings
  • £250,000 blanket sum insured for contents
  • Accidental damage as standard
  • Up to 47% protected No Claims Discount
  • Available with Flood Re cover1
  • B&B option also available for small guest houses
Main policy features (see policy wording for full cover)
Buildings insurance (optional)
Includes garages, outbuildings and swimming pools
£2 million
Contents insurance (optional)£250,000
Accidental damage included as standardSum insured
Valuables in the home
- Single unspecified item limit£15,000
- Total limit per claim£30,000 (option to increase)
Personal possessions away from the homeOptional
- Single unspecified item limitSum insured or £5,000 (lowest one)
- Maximum limit£50,000
New for old replacement including suites if a replacement cannot be foundSum insured
Alternative accommodationUnlimited within reasonable cost
Fire, flood, escape of water and oilSum insured
Subsidence, ground heave, landslipSum insured
Storm or floodSum insured
TheftSum insured
Identity theft£50,000
Emergency entrySum insured
Replacement locks£1,000
Frozen foodSum insured
Business equipment£15,000
BicyclesSum insured
Temporary removal from the home £2,500 limit for theft, including from students and dependant relativesSum insured
Garden furniture, trees and plants£5,000
Contents in the open£5,000
24hr home emergency assistance and helpline£1,500
per call out
Family legal protection and 24hr helpline£50,000
Property owner's liability£5 million
Public liability£5 million
Tenants liability£10,000
Liability to domestic staff£10 million
Excess amount per claim£100
Except: £500 escape of water and £1,000 subsidence
Up to 10yrs protected No Claims Discount (separate for buildings and contents)Up to 47% off

Individual limits, exclusions, excesses and conditions apply. See policy wording for full details.

Enjoy equally attractive prices!

We're sure you'll agree that the features of Cherish Home speak for themselves. Better still, all of this can be enjoyed at highly competitive prices - giving you reliable cover you're bound to love!

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  1. Flood Re cover is available for qualifying properties at high risk of flood damage.

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