Cherish Home insurance
- £2 million blanket sum insured for buildings
- £250,000 blanket sum insured for contents
- Accidental damage as standard
- Up to 47% protected No Claims Discount
- Available with Flood Re cover1
- B&B option also available for small guest houses
| Main policy features (see policy wording for full cover) | |
|---|---|
| Buildings insurance (optional) Includes garages, outbuildings and swimming pools | £2 million |
| Contents insurance (optional) | £250,000 |
| Accidental damage included as standard | Sum insured |
| Valuables in the home | |
| - Single unspecified item limit | £15,000 |
| - Total limit per claim | £30,000 (option to increase) |
| Personal possessions away from the home | Optional |
| - Single unspecified item limit | Sum insured or £5,000 (lowest one) |
| - Maximum limit | £50,000 |
| New for old replacement including suites if a replacement cannot be found | Sum insured |
| Alternative accommodation | Unlimited within reasonable cost |
| Fire, flood, escape of water and oil | Sum insured |
| Subsidence, ground heave, landslip | Sum insured |
| Storm or flood | Sum insured |
| Theft | Sum insured |
| Identity theft | £50,000 |
| Emergency entry | Sum insured |
| Replacement locks | £1,000 |
| Frozen food | Sum insured |
| Business equipment | £15,000 |
| Bicycles | Sum insured |
| Temporary removal from the home £2,500 limit for theft, including from students and dependant relatives | Sum insured |
| Garden furniture, trees and plants | £5,000 |
| Contents in the open | £5,000 |
| 24hr home emergency assistance and helpline | £1,500 per call out |
| Family legal protection and 24hr helpline | £50,000 |
| Property owner's liability | £5 million |
| Public liability | £5 million |
| Tenants liability | £10,000 |
| Liability to domestic staff | £10 million |
| Excess amount per claim | £100 |
| Except: £500 escape of water and £1,000 subsidence | |
| Up to 10yrs protected No Claims Discount (separate for buildings and contents) | Up to 47% off |
Individual limits, exclusions, excesses and conditions apply. See policy wording for full details.
Enjoy equally attractive prices!
We're sure you'll agree that the features of Cherish Home speak for themselves. Better still, all of this can be enjoyed at highly competitive prices - giving you reliable cover you're bound to love!
- Flood Re cover is available for qualifying properties at high risk of flood damage.